The Only Calls Left Are the Hard Ones
Three forces are converging on the human collections queue at once. What's left takes judgment, and judgment is the slowest thing to build.
Practical writing for people running collections operations, in-house and third-party. Collector ramp and turnover, liquidation, QA coverage, vendor oversight and client audits, FDCPA and Regulation F, and an honest read on where AI helps the collector taking the call.
Three forces are converging on the human collections queue at once. What's left takes judgment, and judgment is the slowest thing to build.
Agencies optimize liquidation rate because it's the number they can see. Creditors run a different calculation, and these are the inputs.
Three years to a good collector is what happens when the only place to meet a hard call is a live one. How to size that cost, and shorten it.